Stephen L. Dobrow, ERPA, APA, CPC is president of Primark Benefits and is a frequent speaker and teacher. A San Francisco native, Stephen entered the retirement field in 1976 and has led Primark Benefits since 1990. He is licensed to practice before the IRS as an Enrolled Retirement Plan Agent.

Stephen holds a degree in Management from Golden Gate University in San Francisco. Stephen formerly served as a chapter officer for the National Institute of Pension Administrators in which he has achieved the designation of Accredited Pension Administrator, was previously a Special Director of the American Academy of Actuaries, and is active in the Western Pension and Benefits Conference. Stephen also holds several designations issued by the American Society of Pension Professionals and Actuaries (ASPPA) including Qualified 401(k) Administrator, Qualified Plan Financial Consultant, Tax Exempt and Government Plan Consultant, and Certified Pension Consultant. He currently serves on committees as an ASPPA Past President. He was ASPPA’s President in 2009.

Dr. Michael Hutchison is a professor of economics at University of California at Santa Cruz (UCSC) where he researches and teaches international finance and open economy macroeconomics. He is also Principal of California International Economic Consultants, a consulting firm specializing in statistical and economic research for financial institutions.

Dr. Chris Benner is an Associate Professor of Community and Regional Development at the University of California, Davis